Downpayment for condo in Singapore normally includes 25% minimal for lender financial loan purchases, with at least five% in income and twenty% income/CPF; for initial housing financial loan, LTV around seventy five%, Purchaser’s Stamp Responsibility applies on tiered charges, Additional Customer’s Stamp Responsibility varies by profile; regular new launch reserving fee 5% dollars, remainder of 20% upon training inside of possibility time period, progressive payment by development levels; resale needs Possibility Charge (1% click here dollars) then workout (4% dollars) and balance; legal costs, valuation, mortgage duty, and fire coverage add to upfront charges; linked key phrases incorporate condo downpayment, LTV boundaries, TDSR fifty five%, MSR not relevant to non-public, CPF OA use restrictions, minimum amount cash, ABSD remission for married couples, bank interest prices, lock-in, and pricing sensitivity by district.